Reasons to choose pay as you go

No excess (you don’t pay the first part of the claim)
Covers theft, water damage, fire and many more household risks
Covers tenants improvements (up to £2000 or 20% of the sum insured, whichever is the greatest)
Covers theft or attempted theft of contents in sheds, outbuildings and garages (up to £3,000)
Covers damage to external glazing for which you are responsible
Covers replacement and installation of locks for outside doors or windows and alarms, if keys are lost or stolen (up to £500)
You don’t need to have special door or window locks (just a lockable front door)
Extended accidental Damage Cover and Personal Possession (cover for items away from the home), are automatically covered
Limits and exclusions apply.