Home contents insurance

Reasons to choose pay as you go

Reasons why you should sign up:

  • No excess (you don’t pay the first part of the claim) 
  • Covers theft, water damage, fire and many more household risks
  • Covers tenants improvements (up to £2000 or 20% of the sum insured, whichever is the greatest)
  • Covers theft or attempted theft of contents in sheds, outbuildings and garages (up to £3,000)
  • Covers damage to external glazing for which you are responsible
  • Covers replacement and installation of locks for outside doors or windows and alarms, if keys are lost or stolen
  • You don’t need to have special door or window locks (just a lockable front door)
  • Extended accidental Damage Cover and Personal Possession (cover for items away from the home), are automatically covered
  • Limits and exclusions apply. 


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